Is Instant Gratification Ruining Your Budget? Who seeks instant gratification? Most people is the answer. Who doesn’t appreciate getting the satisfaction—pleasure—of having a desire fulfilled sooner rather than later? Instant gratification could be ruining your budget. Instant gratification could be… Continue Reading
How To Use Sinking Funds The average budget covers saving for known short to long-term events that occur regularly (buying groceries, making car payments, paying utility bills, etc.). That makes most budgets incomplete. You have many needs that (timewise) are… Continue Reading
What is a 401(k) Do you know what a 401 k plan is? Sometimes called a 401(k). Here’s the reason I’m asking: Not long ago I was sitting in Starbucks enjoying a coffee. (If you’ve read some of my early… Continue Reading
11 Ways To Help You Avoid Buyer’s Remorse Buyer’s remorse is the feeling of regret after you have made a purchase. Maybe you don’t want it, or maybe you were pushed into it by an over-aggressive salesperson, or maybe you… Continue Reading
How to start an emergency fund Most people know they need to have money set aside for an emergency. It’s good they know it, but there’s a downside. Most people are already strapped for money. They can’t see a way… Continue Reading
Why Can’t I Save Any Money If you’re asking yourself, “Why can’t I save any money?” I have bad news for you. Saving money is a habit. Unfortunately, so is being broke. Now, I’m not going to say that if… Continue Reading
How to graduate debt free Recap To Graduate college debt free is an ambitious personal goal. It’s challenging, but achievable. I’ve done a series of posts covering a number of actions—milestones, mini-goals—that could increase the likelihood of your success. The… Continue Reading
Graduate debt free get a job It’s hard to stay out of debt just in the course of living. You know I’m not joking. So, it’d be ridiculous to think that trying to graduate debt free from college would be… Continue Reading
Grants And Scholarships You’re busy. You’re getting ready to go to college. You’re frugal, staying debt free or paying off those last pesky bills. You still have a life to think about, hanging with your friends and after-school activities. Or,… Continue Reading
Test Out Of College Classes: Graduate College Debt Free If you’ve started looking into a college education, you already know it comes at a price. Most people wonder if there are ways to cut the expense. If you’re frugal, you’re… Continue Reading