Why Is This Budget Not Working You’ve done all the right things: You have a budget. You track your spending, and you use sinking funds. You save money (maybe). But it isn’t working. Every month you look at your progress,… Continue Reading
Be ready for anything At the end of last year (2019) most people didn’t even know the word coronavirus. There was certainly no way to know how it would impact their lives. Now, because of a virus no one had… Continue Reading
Is Instant Gratification Ruining Your Budget? Who seeks instant gratification? Most people is the answer. Who doesn’t appreciate getting the satisfaction—pleasure—of having a desire fulfilled sooner rather than later? Instant gratification could be ruining your budget. Instant gratification could be… Continue Reading
I Blew My Budget Now What You’ve got your plan and you live on a budget. You do the best you can. Most of the time, it’s fairly easy, but eventually something will go wrong. I’m not being negative. I’m… Continue Reading
Why Can’t I Save Any Money If you’re asking yourself, “Why can’t I save any money?” I have bad news for you. Saving money is a habit. Unfortunately, so is being broke. Now, I’m not going to say that if… Continue Reading
How To Make A 50/30/20 Budget Budgets are essential for financial success. Think about a budget as a road map for your money. Using a budget makes saving money and planning for the future easier. This article is intended for… Continue Reading
Why Do I Need A Spending Journal When I first started using a spending journal, I discovered two things. I was spending a lot of money on parking tickets. The other issue is related. The funds I spent on parking… Continue Reading
Using a slush fund to stay on budget may not be a good idea. The slush fund leaves too many problems to be solved. Continue Reading
How To Pay Off Student Loans You’ve done your part. You went to school. You got a college degree. Hopefully, you’ve got a decent job. Now it’s time to pay off your college loans. Paying off accrued student loans is… Continue Reading
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