The worst investment you ever made part 2 My last post was about the worst investment you make. In that post I pointed out some major differences between Social Security and a retirement account. I talked about Social Security: how… Continue Reading
Earn extra money detailing cars Last Saturday, I pulled into a gas station to fuel up. While waiting for the pump to click off, I noticed an associate from work was also filling up his car. It was a BMW… Continue Reading
How To Make A 50/30/20 Budget Budgets are essential for financial success. Think about a budget as a road map for your money. Using a budget makes saving money and planning for the future easier. This article is intended for… Continue Reading
Why Do I Need A Spending Journal When I first started using a spending journal, I discovered two things. I was spending a lot of money on parking tickets. The other issue is related. The funds I spent on parking… Continue Reading
Are you ready for Christmas? Are you ready for Christmas? It will be here in three weeks. Where are you in the myriad of things to do–shopping, packages to wrap and ship, food to buy (not to mention prepare), places… Continue Reading
Using a slush fund to stay on budget may not be a good idea. The slush fund leaves too many problems to be solved. Continue Reading
How long will it take to pay off this credit card? Credit cards are a huge threat to our financial security. In the US it’s becoming common to find that overuse of credit cards is at the base of money… Continue Reading
How to start investing In the US it’s available to get wealth. That said, many people are poor. News abounds with stories about those who “have lost it all,” “can’t find work,” or “never had a chance.” In almost every… Continue Reading
Emergency funds VS debt free I was reading one of those free advice columns, sort of like Ann Landers only on finance… The topic was being debt free vs having emergency funds. One guy wrote about how hard he’s working… Continue Reading
No Spend Days Or Weeks Are you familiar with the No Spend Days (or Week) concept? The idea is to spend no money during a specified period of time. Most people who write about the No Spend Plan claim to… Continue Reading